The Adjustable Payment (AP) and Adjustable Interest Rate (AIR) tables on page four of the CD are now available on the Closing Disclosure Form. On Page 1 of the CD in the Loan Terms section selecting Yes in the section labeled "Can this amount increase after closing?" for the Interest rate or monthly principle & interest will trigger one or both of these tables. The default "explanatory" text in most sections of the CD can be edited by simply clicking on the text and a text box will open that will allow you to enter additional information or edit the existing information.